LENDINO A/S - CVR: 35654135

2023, DKK

24.05.2024

Bruttoresultat

2.242'

Primær drift

-632'

Årets resultat

-670'

Aktiver

15.624'

Kortfristede aktiver

15.544'

Egenkapital

149'

Afkastningsgrad

-4 %

Soliditetsgrad

1 %

Likviditetsgrad

105 %

Resultat

24.05.2024

Årsrapport	2023 24.05.2024	2022 26.05.2023	2021 09.05.2022	2020 16.04.2021	2019 01.04.2020	2018 10.06.2019	2017 04.05.2018	2016 16.05.2017	2015 01.06.2016
Nettoomsætning
Bruttoresultat	2.241.712	1.795.335	2.447.021	1.857.867	759.056	1.530.008	904.389	-850.740	-1.121.170
Resultat af primær drift	-632.089	-1.625.971	-1.608.745	-1.968.690	-2.591.942	-1.068.088	-1.047.966	-2.136.052	-2.287.353
Indtægter af kapitalandele (tilknyttede og associerede)	0	0	0	0	0	0	0	0	0
Finansielle indtægter	69.509	12.937	27.641	71.487	104.282	998	2.334	5.082	12.159
Finansieringsomkostninger	-107.484	-283.272	-359.602	-202.909	-126.321	-6.231	-3.732	-7.741	-1.023.895
Andre finansielle omkostninger	0	0	0	0	0	0	0	0	0
Resultat før skat	-670.064	-1.896.306	-1.940.706	-2.100.112	-2.613.981	-1.073.321	-1.049.364	-2.138.711	-3.299.089
Resultat	-670.064	-1.834.346	-1.940.775	-2.028.107	-2.372.603	-864.314	-879.121	-2.138.711	-3.299.089
Forslag til udbytte	0	0	0	0	0	0	0	0	0

Aktiver

24.05.2024

Årsrapport	2023 24.05.2024	2022 26.05.2023	2021 09.05.2022	2020 16.04.2021	2019 01.04.2020	2018 10.06.2019	2017 04.05.2018	2016 16.05.2017	2015 01.06.2016
Kortfristede varebeholdninger	0	0	0	0	0	0	0	0	0
Kortfristede tilgodehavender fra salg og tjenesteydelser	752.936	564.854	540.663	1.380.384	1.503.773	755.658	864.306	718.732	329.729
Likvider	14.791.349	16.902.978	17.141.922	18.723.029	17.619.020	12.488.820	8.936.308	4.358.488	6.068.206
Kortfristede aktiver	15.544.285	17.467.832	17.682.585	20.103.413	19.122.793	13.244.478	9.800.614	5.077.220	6.397.935
Immaterielle aktiver og goodwill	0	0	0	0	0	0	0	0	0
Finansielle anlægsaktiver	79.486	251.634	272.401	613.259	1.217.656	0	0	0	0
Materielle aktiver	0	0	0	0	0	0	0	0	0
Langfristede aktiver	79.486	251.634	272.401	613.259	1.217.656	0	0	0	0
Aktiver	15.623.771	17.719.466	17.954.986	20.716.672	20.340.449	13.244.478	9.800.614	5.077.220	6.397.935

Aktiver

24.05.2024

Passiver

24.05.2024

Årsrapport	2023 24.05.2024	2022 26.05.2023	2021 09.05.2022	2020 16.04.2021	2019 01.04.2020	2018 10.06.2019	2017 04.05.2018	2016 16.05.2017	2015 01.06.2016
Forslag til udbytte	0	0	0	0	0	0	0	0	0
Egenkapital	148.536	728.760	2.113.812	347.518	2.374.498	2.023.594	1.812.584	191.771	2.330.482
Hensatte forpligtelser	0	0	0	0	0	0	0	0	0
Langfristet gæld til banker	0	0	0	0	0	0	0	0	0
Anden langfristet gæld		0	0	260.453	83.780	0	0	0	0
Leverandører af varer og tjenesteydelser	57.268	48.518	85.534	137.376	364.683	79.595	37.219	412.287	197.542
Kortfristede forpligtelser	14.849.926	15.472.320	14.249.706	19.542.494	16.432.807	9.920.884	7.988.030	4.885.449	4.067.453
Gældsforpligtelser	15.475.235	16.990.706	15.841.174	20.369.154	17.965.951	11.220.884	7.988.030	4.885.449	4.067.453
Forpligtelser	15.475.235	16.990.706	15.841.174	20.369.154	17.965.951	11.220.884	7.988.030	4.885.449	4.067.453
Passiver	15.623.771	17.719.466	17.954.986	20.716.672	20.340.449	13.244.478	9.800.614	5.077.220	6.397.935

Passiver

24.05.2024

Nøgletal

24.05.2024

Årsrapport	2023 24.05.2024	2022 26.05.2023	2021 09.05.2022	2020 16.04.2021	2019 01.04.2020	2018 10.06.2019	2017 04.05.2018	2016 16.05.2017	2015 01.06.2016
Afkastningsgrad	-4,0 %	-9,2 %	-9,0 %	-9,5 %	-12,7 %	-8,1 %	-10,7 %	-42,1 %	-35,8 %
Dækningsgrad	Na.	Na.	Na.	Na.	Na.	Na.	Na.	Na.	Na.
Resultatgrad	Na.	Na.	Na.	Na.	Na.	Na.	Na.	Na.	Na.
Varelagerets omsætningshastighed	Na.	Na.	Na.	Na.	Na.	Na.	Na.	Na.	Na.
Egenkapitals-forretning	-451,1 %	-251,7 %	-91,8 %	-583,6 %	-99,9 %	-42,7 %	-48,5 %	-1.115,2 %	-141,6 %
Payout-ratio	Na.	Na.	Na.	Na.	Na.	Na.	Na.	Na.	Na.
Gældsdæknings-nøgletal	-588,1 %	-574,0 %	-447,4 %	-970,2 %	-2.051,9 %	-17.141,5 %	-28.080,5 %	-27.594,0 %	-223,4 %
Soliditestgrad	1,0 %	4,1 %	11,8 %	1,7 %	11,7 %	15,3 %	18,5 %	3,8 %	36,4 %
Likviditetsgrad	104,7 %	112,9 %	124,1 %	102,9 %	116,4 %	133,5 %	122,7 %	103,9 %	157,3 %

Resultat

24.05.2024

Gæld

24.05.2024

Årsrapport

24.05.2024

Nyeste:01.01.2023- 31.12.2023(offentliggjort: 24.05.2024)

Information om virksomhedens regnskabsklasse:The annual report for Lendino A/S has been presented in accordance with the Danish Financial Statements Act regulations concerning reporting class B enterprises. Furthermore, the company has decided to comply with certain rules applying to reporting class C enterprises. The accounting policies are unchanged from last year, and the annual report is presented in DKK.

Oplysning om pantsætninger og sikkerhedsstillelser:6. Charges and security For loans in Vækstfonden (Other mortgage loans), t.DKK 814 the company has provided security in company assets representing a nominal value of t.DKK 1.400 per 31. December 2023. This security comprises the assets below, stating the carrying amounts: DKK in thousands Trade receivables 653

Beretning

24.05.2024

Dato for ledelsens godkendelse af årsrapporten:2024-04-11

Statement by Management on the annual report

Identifikation af den godkendte årsrapport:Today, the Board of Directors and the Executive Board have approved the annual report of Lendino A/S for the financial year 1 January - 31 December 2023.

Management's review

Beskrivelse af virksomhedens væsentligste aktiviteter:Description of key activities of the company Lendino has two main activities: lendino. dk. Using our crowdlending platform on lendino. dk, we facilitate loans to small companies and private individuals in Denmark from our crowd of private and professional investors. Lendino primarily offers investments in loans secured by collateral in property and a secondary market to trade loan shares. The platform also allows “network loans” where organisations use the platform’s legal setup and payment infrastructure to borrow money exclusively from within their own network. Smallbrooks. Our IT solution, Smallbrooks, makes it fast, easy and affordable for organisations to get their own crowdfunding platform. Within the Danish borders the solution can be combined with Lendino’s payment service provider (PSP) licence with the Danish FSA so that money and KYC/AML are handled by Lendino.