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2022, EUR
21.04.2023
Bruttoresultat

-217'

Primær drift

-4.490'

Årets resultat

-4.079'

Aktiver

6.742'

Kortfristede aktiver

1.573'

Egenkapital

1.394'

Afkastningsgrad

-67 %

Soliditetsgrad

21 %

Likviditetsgrad

62 %

Resultat
21.04.2023
Årsrapport
2022
21.04.2023
2021
01.07.2022
2020
01.07.2021
2019
01.09.2020
2018
01.04.2019
2017
16.05.2018
2016
01.06.2017
2015
01.06.2016
Nettoomsætning
Bruttoresultat-217.158-1.150.4641.184.533-1.110.9122.626.3675.031.2185.655.83310.928.585
Resultat af primær drift-4.490.021-5.105.043-2.069.004-4.646.054-1.754.700-35.999.304-21.635.128-8.302.790
Indtægter af kapitalandele (tilknyttede og associerede) 00000000
Finansielle indtægter152.511172.07227.62235.8302.16895.74080.47487.002
Finansieringsomkostninger00000000
Andre finansielle omkostninger-250.966-558.193-504.439-767.527-442.481-2.368.780-1.241.254-538.370
Resultat før skat-4.418.165-5.292.880-2.503.555-5.266.419-2.143.873-38.064.260-22.795.908-8.754.158
Resultat-4.078.976-4.920.420-2.237.847-4.828.549-1.875.417-35.774.737-18.420.622-7.098.357
Forslag til udbytte00000000
Aktiver
21.04.2023
Årsrapport
2022
21.04.2023
2021
01.07.2022
2020
01.07.2021
2019
01.09.2020
2018
01.04.2019
2017
16.05.2018
2016
01.06.2017
2015
01.06.2016
Kortfristede varebeholdninger00000000
Kortfristede tilgodehavender fra salg og tjenesteydelser 1.288.7121.646.8052.488.2852.080.7861.875.7177.783.8088.812.5948.084.239
Likvider284.4782.486.175935.404411.428637.8496.297.5341.956.7914.773.744
Kortfristede aktiver1.573.1904.132.9803.423.6892.492.2142.513.56614.081.34210.769.38512.857.983
Immaterielle aktiver og goodwill4.450.8603.725.8673.207.2842.991.3152.062.48410.209.38912.579.7020
Finansielle anlægsaktiver701.192551.865354.795263.659118.574452.538283.1882.000.505
Materielle aktiver16.96722.23225.88145.09524.174143.153105.643377.515
Langfristede aktiver5.169.0194.299.9643.587.9603.300.0692.205.23210.805.08012.968.5332.378.020
Aktiver6.742.2098.432.9447.011.6495.792.2834.718.79824.886.42223.737.91815.236.003
Aktiver
21.04.2023
Passiver
21.04.2023
Årsrapport
2022
21.04.2023
2021
01.07.2022
2020
01.07.2021
2019
01.09.2020
2018
01.04.2019
2017
16.05.2018
2016
01.06.2017
2015
01.06.2016
Forslag til udbytte00000000
Egenkapital1.394.4163.714.020-271.777-1.642.932-1.266.816-25.199.467-7.707.256-2.296.623
Hensatte forpligtelser000009.000.0007.019.0060
Langfristet gæld til banker00000000
Anden langfristet gæld000802.9250000
Leverandører af varer og tjenesteydelser544.141547.208170.968490.836964.2304.107.5293.735.1461.528.611
Kortfristede forpligtelser2.517.1621.603.3471.689.9722.575.1862.234.38611.616.84210.682.38712.433.097
Gældsforpligtelser5.347.7934.718.9247.283.4267.435.2155.985.61441.085.88924.426.16817.532.626
Forpligtelser5.347.7934.718.9247.283.4267.435.2155.985.61441.085.88924.426.16817.532.626
Passiver6.742.2098.432.9447.011.6495.792.2834.718.79824.886.42223.737.91815.236.003
Passiver
21.04.2023
Nøgletal
21.04.2023
Årsrapport
2022
21.04.2023
2021
01.07.2022
2020
01.07.2021
2019
01.09.2020
2018
01.04.2019
2017
16.05.2018
2016
01.06.2017
2015
01.06.2016
Afkastningsgrad -66,6 %-60,5 %-29,5 %-80,2 %-37,2 %-144,7 %-91,1 %-54,5 %
Dækningsgrad Na.Na.Na.Na.Na.Na.Na.Na.
Resultatgrad Na.Na.Na.Na.Na.Na.Na.Na.
Varelagerets omsætningshastighed Na.Na.Na.Na.Na.Na.Na.Na.
Egenkapitals-forretning -292,5 %-132,5 %823,4 %293,9 %148,0 %142,0 %239,0 %309,1 %
Payout-ratio Na.Na.Na.Na.Na.Na.Na.Na.
Gældsdæknings-nøgletal Na.Na.Na.Na.Na.Na.Na.Na.
Soliditestgrad 20,7 %44,0 %-3,9 %-28,4 %-26,8 %-101,3 %-32,5 %-15,1 %
Likviditetsgrad 62,5 %257,8 %202,6 %96,8 %112,5 %121,2 %100,8 %103,4 %
Resultat
21.04.2023
Gæld
21.04.2023
Årsrapport
21.04.2023
Nyeste:01.01.2022- 31.12.2022(offentliggjort: 21.04.2023)
Information om virksomhedens regnskabsklasse:This annual report has been presented in accordance with the provisions of the Danish Financial Statements Act governing reporting class B enterprises with addition of a few provisions for reporting class C. The accounting policies applied to these consolidated financial statements and parent financial statements are consistent with those applied last year.
Beretning
21.04.2023
Dato for ledelsens godkendelse af årsrapporten:2023-03-28
Statement by Management on the annual report
Identifikation af den godkendte årsrapport:The Board of Directors and the Executive Board have today considered and approved the annual report of Insurance Business Applications A/S for the financial year 01. 01. 2022 - 31. 12. 2022.
Management's review
Beskrivelse af virksomhedens væsentligste aktiviteter:Primary activitiesIBA develops and markets a modern insurance platform for international P&C insurance companies. IBSuite is a mature and proven platform running natively on the AWS Cloud - multi-tenant and SåS only. IBSuite facilitates our customers to act fully in the insurance industry and comply with local rules and regulations including GDPR. It is a functionally rich, end-2-end solution with Sales, Underwriting, Policy, Billing, and Claims. IBA targets mid-sized and large European insurers by positioning IBSuite as the Innovation Platform enabling speed to value for insurers in a multi-core environment, allowing them to scale their operations and accelerate digital transformation. This allows insurers to quickly launch new products without changing their existing core system, as IBSuite can easily co-exist with the existing core system. IBA has active subsidiaries in UK, Spain, Germany and Romania.