Penni ApS - CVR: 38164295

2022, DKK

14.08.2023

Bruttoresultat

963'

Primær drift

-35.589'

Årets resultat

-37.394'

Aktiver

22.476'

Kortfristede aktiver

10.569'

Egenkapital

-13.847'

Afkastningsgrad

-158 %

Soliditetsgrad

-62 %

Likviditetsgrad

126 %

Resultat

14.08.2023

Årsrapport	2022 14.08.2023	2021 30.06.2022	2020 17.05.2021	2019 17.03.2020	2018 26.01.2019	2016 20.02.2018
Nettoomsætning
Bruttoresultat	962.691	10.222.422	8.127.606	11.071.829	0	0
Resultat af primær drift	-35.588.693	-17.432.566	-7.655.175	2.284.591	2.462.592	66.283
Indtægter af kapitalandele (tilknyttede og associerede)	0	0	0	0	0	0
Finansielle indtægter	3.797	327	1.714	805	32	0
Finansieringsomkostninger	-1.808.660	-1.871.069	-268.675	-4.563	-851	-3.941
Andre finansielle omkostninger	0	0	0	0	0	0
Resultat før skat	-37.393.556	-19.303.308	-7.922.136	2.280.833	2.461.773	62.342
Resultat	-37.393.556	-16.264.922	-5.700.675	1.668.113	1.920.192	48.643
Forslag til udbytte	0	0	0	0	0	0

Aktiver

14.08.2023

Årsrapport	2022 14.08.2023	2021 30.06.2022	2020 17.05.2021	2019 17.03.2020	2018 26.01.2019	2016 20.02.2018
Kortfristede varebeholdninger	0	0	0	0	0	0
Kortfristede tilgodehavender fra salg og tjenesteydelser	5.605.401	6.209.198	2.354.730	1.708.460	788.857	791.747
Likvider	4.963.870	25.508.308	20.919.514	639.365	3.180.647	767.548
Kortfristede aktiver	10.569.271	31.717.506	23.274.244	2.347.825	3.969.504	1.559.295
Immaterielle aktiver og goodwill	11.509.438	15.792.930	8.066.299	3.551.437	0	0
Finansielle anlægsaktiver	397.254	518.054	507.896	326.604	124.670	0
Materielle aktiver	0	412.705	446.338	426.971	183.804	15.280
Langfristede aktiver	11.906.692	16.723.689	9.020.533	4.305.012	308.474	15.280
Aktiver	22.475.963	48.441.195	32.294.777	6.652.837	4.277.978	1.574.575

Aktiver

14.08.2023

Passiver

14.08.2023

Årsrapport	2022 14.08.2023	2021 30.06.2022	2020 17.05.2021	2019 17.03.2020	2018 26.01.2019	2016 20.02.2018
Forslag til udbytte	0	0	0	0	0	0
Egenkapital	-13.846.996	11.547.514	20.462.535	4.163.264	2.495.151	548.643
Hensatte forpligtelser	0	0	407.066	787.195	3.872	741
Langfristet gæld til banker	0	0	0	0	0	0
Anden langfristet gæld	27.967.401	25.947.886	6.854.676	272.980	0	0
Leverandører af varer og tjenesteydelser	94.299	604.498	204.987	154.188	6.875	359.625
Kortfristede forpligtelser	8.355.558	10.945.795	4.570.500	1.429.398	1.778.955	1.025.191
Gældsforpligtelser	36.322.959	36.893.681	11.425.176	1.702.378	1.778.955	1.025.191
Forpligtelser	36.322.959	36.893.681	11.425.176	1.702.378	1.778.955	1.025.191
Passiver	22.475.963	48.441.195	32.294.777	6.652.837	4.277.978	1.574.575

Passiver

14.08.2023

Nøgletal

14.08.2023

Årsrapport	2022 14.08.2023	2021 30.06.2022	2020 17.05.2021	2019 17.03.2020	2018 26.01.2019	2016 20.02.2018
Afkastningsgrad	-158,3 %	-36,0 %	-23,7 %	34,3 %	57,6 %	4,2 %
Dækningsgrad	Na.	Na.	Na.	Na.	Na.	Na.
Resultatgrad	Na.	Na.	Na.	Na.	Na.	Na.
Varelagerets omsætningshastighed	Na.	Na.	Na.	Na.	Na.	Na.
Egenkapitals-forretning	270,0 %	-140,9 %	-27,9 %	40,1 %	77,0 %	8,9 %
Payout-ratio	Na.	Na.	Na.	Na.	Na.	Na.
Gældsdæknings-nøgletal	-1.967,7 %	-931,7 %	-2.849,2 %	50.067,7 %	289.376,3 %	1.681,9 %
Soliditestgrad	-61,6 %	23,8 %	63,4 %	62,6 %	58,3 %	34,8 %
Likviditetsgrad	126,5 %	289,8 %	509,2 %	164,3 %	223,1 %	152,1 %

Resultat

14.08.2023

Gæld

14.08.2023

Årsrapport

14.08.2023

Nyeste:01.01.2022- 31.12.2022(offentliggjort: 14.08.2023)

Information om virksomhedens regnskabsklasse:The annual report for Penni ApS has been presented in accordance with the Danish Financial Statements Act regulations concerning reporting class B enterprises. Furthermore, the company has decided to comply with certain rules applying to reporting class C enterprises. The accounting policies are unchanged from last year, and the annual report is presented in DKK.

Oplysning om pantsætninger og sikkerhedsstillelser:9. Charges and security As security for debt to EIFO, t.DKK. 6.000, the company has pledged a corporate mortgage nominally t.DKK. 6.000. The corporate mortgage includes the following assets whose carrying amount at the balance sheet date constitute: DKK in thousands Trade receivables 5.322 Completed development projects 11.509

Beretning

14.08.2023

Dato for ledelsens godkendelse af årsrapporten:2023-06-28

Beskrivelse af usikkerhed ved indregning eller måling:Uncertainties about recognition or measurement During the preparation of the company’s annual report, a number of usual accounting assessments and estimates have been made forming the basis for the presentation and recognition and measurement of the company’s assets and liabilities. The assessments and estimates made by the management in order to meet the legislative provisions about the annual report to provide a true and fair view of the company’s result and financial position especially regard the following: With regard to the year’s result, the management has prepared an impairment test related to the company’s development projects. The impairment test shows that there is no need for write-down on the company’s development projects. Naturally, the impairment test builds on a number of prerequisites, including a forecast for the coming five years. A lager part of the value relates to several years into the future and thus, it is more secure as regards estimates.

Statement by Management on the annual report

Identifikation af den godkendte årsrapport:Today, the Board of Directors and the Managing Director have approved the annual report of Penni ApS for the financial year 1 January - 31 December 2022.

Management's review

Beskrivelse af virksomhedens væsentligste aktiviteter:The principal activities of the company The company's purpose is to develop and sell the platform "Penni Connect" which enables insurance sales online. Our vision is that Penni Connect gives consumers the opportunity to buy insurance products where they find it relevant. The distributors of this platform consists of enterprises, such as insurance companies, partners and other insurance distributors.